Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective

Tax Talk Thursday Episodes

Empowering Your Financial Future: Understanding Roth IRAs

Secure Your Financial Future - It's time to learn about Roth IRAs and tax-free retirement savings! Join Ralph Estep, Jr., for expert advice, actionable steps, and biblical perspectives on building your nest egg and understa…
May 2, 2024

An Exploration of Gift Taxes

Curious about gift taxes? Join Ralph Estep, Jr., as he dives into the world of gift giving and an exploration of gift taxes! Learn about exemptions, exclusions, and more. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) W…
April 25, 2024

Records You Should Keep

Discover the key financial records you should keep for a secure future. Listen to Ralph Estep, Jr., as he provides expert advice on creating a record-keeping system that works for you. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VI…
April 18, 2024

How to Avoid Tax Scams

Beware of Tax Scams - Join Ralph Estep, Jr. and learn how to avoid tax scams and protect yourself from fraudulent schemes. Join us as we discuss warning signs, prevention tips, and what to do if you fall victim to a tax scam.
April 11, 2024

Filing a Tax Extension

Are you feeling overwhelmed with tax season? Tune in to our latest episode where we dive into the world of filing a tax extension. Join Ralph Estep, Jr., and learn the pros, cons, and steps you need to take to navigate this …
April 4, 2024

ROTH IRA Conversions

Dive deep into the world of Roth IRA conversions with Ralph on the latest episode of the Ask Ralph Podcast! Learn about the benefits, ideal candidates, and strategic timing for converting your traditional IRA to a Roth IRA.
March 28, 2024

Death and Taxes

Dealing with taxes after a loved one's passing? Let's navigate this together! Join Ralph Estep, Jr., as he breaks down death and taxes and provides a roadmap for managing the process during this emotional time.
March 16, 2024

New Employee versus Independent Contractor Rule Effective March 11

Join us on the Ask Ralph Show as we unravel the Employee versus Independent Contractor dilemma in the new rules effective from March 11th, 2024! Learn how to navigate the complex world of worker classification and protect yo…
March 14, 2024

Simpler IRS Notices

Have you ever been puzzled by an IRS notice? Discover how the IRS has simplified their notices to make things clearer and easier for you to understand. Join Ralph Estep, Jr., as he reviews the simpler IRS notices.
March 7, 2024

When you Owe the IRS

Attention all taxpayers! Did you know millions of people face the reality of owing money to the IRS every year? When you owe the IRS unpacks the secrets to resolving tax debt stress-free. Don't miss out on Ralph's expert adv…
Feb. 29, 2024

10 IRS Audit Flags

Worried about IRS audits? We've got you covered! In our latest podcast episode of the top 10 IRS Audit Flags, we spill the beans on the common mistakes that could land you in the hot seat with the IRS. Learn the secrets to p…
Feb. 22, 2024

Deducting Home Improvements

Thinking of doing home improvements? Want to know if you can deduct the expenses on your taxes? Join me as we uncover the truth about deducting home improvements.
Feb. 15, 2024

SEP IRAs Explained

SEP IRAs explained in detail in this episode of the show. Join Ralph Estep, Jr., as he shows the huge tax savings of using a SEP IRA to find your retirement.
Feb. 8, 2024

Common Tax Jargon

Ralph Estep, Jr. aims to unravel common tax jargon. He goes over terms like adjusted gross income (AGI), itemized deductions, tax brackets, tax credits, tax shelters and the standard deduction.
Feb. 1, 2024

Don't Miss Tax Credits

Ralph Estep, Jr. provides an elaborate analysis some don't miss tax credits and deductions, specifically focusing on the child tax credit, earned income tax credit, lifetime learning credit, and the residential energy effici…