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Estate Planning Episodes

Dec. 20, 2024

Why should I designate a trust as a retirement account beneficiary?

Are you worried about what will happen to your retirement accounts if the unexpected occurs? Today, Ralph dives into the critical topic of naming a trust as a beneficiary for retirement accounts, a decision that can save you…
Dec. 4, 2024

What are the 9 most common estate planning mistakes?

Wondering what would happen to your loved ones if you suddenly weren’t there tomorrow? This podcast dives into the crucial topic of estate planning, highlighting the devastating mistakes that can lead to family turmoil and f…
Nov. 11, 2024

How do I build a death binder and what should I include in it?

Creating a death binder is a crucial step in ensuring your loved ones are prepared to manage your affairs in the event of the unexpected. Ralph dives deep into the importance of organizing essential documents, accounts, and …
Oct. 12, 2024

What are the differences between a revocable and irrevocable trust?

Are you worried about what will happen to your hard-earned assets after you're gone? Understanding the differences between a revocable and irrevocable trust is crucial for protecting your legacy and ensuring your wishes are …
Sept. 28, 2024

Should I have joint accounts with my children or rely on a Power of Attorney?

Have you ever considered how a single financial decision could jeopardize your relationship with your child? In this episode of The Ask Ralph Podcast, Ralph Estep Jr. tackles a question many listeners are facing: Should I ha…