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Insurance Episodes

Nov. 30, 2024

What is title insurance and why do I need it?

Title insurance is a crucial safeguard for homeowners, protecting against unexpected claims and potential financial disasters. In this episode, Ralph addresses a heartfelt question from a listener, Michael, who is grappling …
Nov. 27, 2024

Is social inflation to blame for our high insurance rates?

Are you grappling with shocking increases in your insurance premiums? You're not alone, as many are facing similar challenges due to rising rates driven by social inflation. Ralph dives deep into this pressing issue, explori…
Oct. 19, 2024

What are the 7 insurance options to consider to protect your retirement – a discussion all about supplemental insurance?

Are you worried about unexpected medical bills that Medicare might not cover? Ralph Estep Jr. dives into the world of Medicare supplemental insurance, explaining how these policies can protect your hard-earned savings from p…
Oct. 16, 2024

Should I purchase special medical insurance when I travel abroad?

Are you planning a trip abroad and wondering if travel medical insurance is really necessary? In this podcast, we explore the crucial importance of purchasing specialized medical insurance for international travel, especiall…
Sept. 12, 2024

Is life insurance taxable?

Is life insurance taxable? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about taxes regarding life insurance. Is life insurance taxable? With Ralph Estep, Jr. In this episode of the Ask Ralp…
Sept. 7, 2024

What are 5 tips for choosing an insurance agent or broker?

Have you ever wondered how to choose the right insurance agent or broker? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he shares 5 tips for choosing an insurance agent or broker. What are 5 tips for …