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Ask Ralph: Christian Finance

Personal Finance Episodes

Dec. 21, 2024

How do I handle auto insurance if my kids are away at school?

Can a Christian parent cut corners on car insurance to make ends meet? This heart-wrenching dilemma faced by many families is explored as Ralph Estep Jr. dives into the complexities of financial decision-making from a faith-…
Dec. 18, 2024

Why do people obsess over a 800 credit score when this score is just as good?

Chasing that elusive 800 credit score could be the very thing blocking your financial blessings. Ralph shares the heartfelt story of Jennifer, who has put her life on hold due to her obsession with her 765 credit score, high…
Dec. 6, 2024

What changes are coming to social security in 2025?

Are you worried about the future of Social Security and how upcoming changes in 2025 might affect your retirement? You're not alone; many hardworking individuals share your concerns. Ralph addresses these fears head-on by ou…
Nov. 20, 2024

What are 7 things I can do to get the highest price when selling my car?

Are you leaving thousands of dollars on the table when selling your car? Today, Ralph shares a compelling story about a client named Bill, who transformed a $12,000 trade-in offer into an impressive $17,500 through a private…
Nov. 2, 2024

What are the best ways to save money when selling a home?

Discover how to save thousands when selling your home in this enlightening episode of the Ask Ralph Podcast. Ralph shares valuable insights and real-life success stories from clients who navigated the home-selling process, i…
Oct. 28, 2024

What are the top 5 things people do to stay wealthy?

Are you struggling to maintain your financial success while balancing your overall well-being? Today, Ralph dives into the top five key strategies that wealthy individuals use to not only grow their finances but also nurture…
Oct. 5, 2024

What are 9 terrible pieces of money advice to ignore if you want to get rich?

Navigating the world of financial advice can be overwhelming, especially with the multitude of contradictory opinions out there. This podcast dives into the nine terrible pieces of money advice that you should ignore if you …
Sept. 14, 2024

What are 5 regrets of Americans who called it quits too early by retiring?

Have you ever wondered if you retired too early? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about early retirement. What are 5 regrets of Americans who called it quits too early by retirin…