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Ask Ralph: Christian Finance

Tuesday Technology Talk Episodes

Nov. 19, 2024

I’ve been scammed online – what are 5 things I should do immediately?

Have you ever fallen victim to an online scam, leaving you feeling helpless and ashamed? Today, Ralph Estep Jr. shares vital steps you can take in the first 24 hours after being scammed to regain control and begin the recove…
Nov. 12, 2024

How can I avoid losing my retirement benefits to an online scammer?

Are you worried about losing your retirement savings to online scammers? Ralph Estep Jr. tackles this critical concern by sharing personal stories and practical advice for protecting your financial future. He emphasizes the …
Nov. 5, 2024

What are the best cash apps and what are best practices for using them?

Sending money through cash apps can be nerve-wracking, especially with the risk of scams that can lead to significant financial losses. Ralph shares a cautionary tale about a client who lost $5,000 to a cash app scam, highli…
Oct. 22, 2024

What is meant by surveillance pricing and does it cost us more?

Surveillance pricing is a creeping reality in today's digital economy, impacting how much you pay for everyday products. As Ralph explores the unsettling practice of dynamic, personalized pricing, he reveals how companies us…
Oct. 15, 2024

What are some of the best online deals banks offer for opening a new account?

Are you feeling undervalued by your current bank? This episode dives into the world of online banking, highlighting the incredible perks and bonuses that could significantly boost your financial situation. Ralph Estep Jr. sh…
Oct. 8, 2024

What are 7 ways my bank can help me stick to my budget?

Are you struggling to keep your spending in check and feeling overwhelmed by your finances? You're not alone. Today, Ralph shares seven powerful ways your bank can help you stick to your budget and regain control of your fin…
Oct. 1, 2024

What do I do when I lose my wallet to protect from identity theft?

Losing a wallet can lead to more than just a temporary inconvenience; it can be the gateway to a full-blown identity theft nightmare. In this episode, Ralph delves into practical steps you can take to safeguard your identity…
Sept. 24, 2024

What are the top 7 debt collections scams to avoid?

Are you receiving calls from debt collectors and wondering if they’re legitimate? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he exposes the top 7 debt collection scams and provides practical ad…
Sept. 17, 2024

What are 9 reasons I should still write checks?

Feeling unsure about the relevance of writing checks in a digital world? Wondering if they’re still a valuable tool for managing finances? Tune in to Episode 261 of the Ask Ralph Show with Ralph Estep Jr. as he uncovers why …
Sept. 10, 2024

How do I avoid being the victim of a squishing scam?

Have you ever received a QR code that seemed a little fishy? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about squishing scams. How do I avoid being the victim of a squishing scam? With Ral…
Sept. 3, 2024

Do I need a VPN and why is it so useful?

Have you ever thought about how a VPN operates and why it's so important in today's online world? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about Virtual Private Networks. Do I need a VPN…
Aug. 27, 2024

Have I become a virtual hermit?

Are you using technology to build real connections, or is it becoming a way to avoid genuine human interaction? Have you ever spent hours scrolling through social media, only to feel even more disconnected? Or noticed that y…
Aug. 20, 2024

What is the future of artificial intelligence and how does it impact my Christian Faith?

Is artificial intelligence a helpful tool or a danger to our faith? What does this mean for us as Christians? How can we use AI responsibly while remaining faithful to our beliefs? Tune in to this episode of the Ask Ralph Sh…
Aug. 13, 2024

Should I take a digital sabbath and how do I do it?

Ever feel like your smartphone is ruling your life? What if there's a biblically-inspired way to break free from the digital chaos? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about the pow…
Aug. 6, 2024

How do I set healthy boundaries with social media from a Godly Perspective?

Are you struggling to balance your social media use with your responsibilities and faith? Feeling overwhelmed by the digital distractions and looking for guidance from a Christian perspective? Tune in to this episode of the …