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Episodes

March 5, 2024

QR Codes Demystified

Curious about those little square codes that are popping up everywhere?  We dive into the world of QR codes, their origin, practical uses, and potential scams to watch out for - QR Codes Demystified and stay informed!
March 4, 2024

23 Frugal Habits

Find out how to make intentional choices that can lead to a more fulfilling and financially secure life. Discover 23 frugal habits that align with your values in our latest podcast episode.
March 3, 2024

Keeping Faith in Failures

Failure doesn't define us, it refines us. Join Ralph Estep, Jr., as he discusses practical steps to keeping faith in failures during challenging times. Let's rise above failures together! Please share our Podcast with all…
March 2, 2024

Navigating the Challenges of Brick and Mortar Businesses: A Discussion with JoJo Struebing

Navigating the maze of entrepreneurship isn't always straightforward, especially when it comes to brick and mortar businesses. It entails diving into an entirely new world, dealing with demanding customers and adjusting to f…
March 1, 2024

Five Common Social Security Myths that Will Ruin Your Retirement

Worried about your retirement? Don't fall for the misconceptions about social security. Join Ralph Estep, Jr., and learn the truth behind common social security myths and protect your future.
Feb. 29, 2024

10 IRS Audit Flags

Worried about IRS audits? We've got you covered! In our latest podcast episode of the top 10 IRS Audit Flags, we spill the beans on the common mistakes that could land you in the hot seat with the IRS. Learn the secrets to p…
Feb. 28, 2024

Unusual Business Titles

Are you ready for something different? Join me on the Ask Ralph Show as we take a break from the norm and delve into the realm of unusual business titles. From the Director of First Impressions to the Chief Listening Officer…
Feb. 27, 2024

Using Online Tax Software or Accountant

Join Ralph Estep Jr., as he discusses the decision of using online tax software or accountant to handle your annual tax preparation. It explores the complexities of tax situations, the advantages of personalized advice from …
Feb. 26, 2024

Reigniting a Passion in Your Business

Ralph discusses the common challenge of losing motivation and passion in running a small business. He shares strategies for reigniting a passion in your business.
Feb. 25, 2024

The Gift of Forgiveness: Extending Grace to Others

The episode is a reflection on the transformative power of the gift of forgiveness and the act of extending grace to others. Join Ralph Estep, Jr., as he explores how forgiveness can transform your life.
Feb. 24, 2024

Navigating Real Estate - A Discussion with Gina McCollum Crowder

The host, Ralph, and his guest, Realtor Gina McCollum Crowder, discuss a range of topics surrounding navigating real estate sales as well as purchases.
Feb. 23, 2024

Common 401K Myths

Are you confident that your retirement plan is set up for success?  Join us on our latest episode as we debunk some common myths surrounding your 401k. Don't miss out on valuable insights that could maximize your savings! …
Feb. 22, 2024

Deducting Home Improvements

Thinking of doing home improvements? Want to know if you can deduct the expenses on your taxes? Join me as we uncover the truth about deducting home improvements.
Feb. 21, 2024

Crazy Tax Deductions

In this episode of the Wacky Wednesday show, Ralph Estep, Jr., discusses bizarre and crazy tax deductions that have caused taxpayers to end up in trouble with the IRS.  Ralph highlights that while some of these cases may sou…
Feb. 20, 2024

Creating an Effective Email Marketing Campaign

In the Tuesday's technology show, Ralph Estep Jr., discusses the importance of an effective email marketing system for small businesses. He walks through the process of creating a successful system, which includes defining g…
Feb. 19, 2024

Setting SMART Financial Goals

Join Ralph Estep Jr as he speaks about setting smart financial goals to achieve financial success. It introduces the concept of SMART goals (Specific, Measurable, Achievable, Relevant, Time-Bound) and provides examples of ho…
Feb. 18, 2024

Growing in Wisdom: Applying Biblical Principles

The Ask Ralph Sunday edition features a deep dive into the intersection of faith and finances. Ralph discusses growing in wisdom.
Feb. 17, 2024

Understanding Your Constitutional Rights with Rowe

Understanding your constitutional rights with Rowe. Join Ralph Estep Jr., and Chris Rowe as they do a deep dive into the US Constitution and the rights afforded in this must read document.
Guest: Chris
Feb. 16, 2024

12 Steps to Take 6 Months Before You Retire

Join Ralph Estep, Jr. as he discussed 12 Steps to Take 6 Months Before you retire and discusses the steps individuals should consider before you retire.
Feb. 15, 2024

SEP IRAs Explained

SEP IRAs explained in detail in this episode of the show. Join Ralph Estep, Jr., as he shows the huge tax savings of using a SEP IRA to find your retirement.
Feb. 14, 2024

Unconventional Ways to Spend Money

Join host Ralph Estep Jr. as he takes listeners on a journey seeking unconventional ways to spend money and invest. He shares examples of bizarre purchases such as face-shaped coins, personalized potatoes, and the 'selfie to…
Feb. 13, 2024

Leveraging Technology to Improve Customer Service and Grow Your Business

Ralph Estep Jr. discusses the essential role of leveraging technology to improve customer service in any business, and how technology can enhance it. He discusses how Customer Relationship Management software, chat bots, and…
Feb. 12, 2024

Financing Your Home - Here are the Basics

Ralph Estep Jr advises on financing your home, discussing the pre-approval process, house hunting, applying for a mortgage and going through the underwriting procedure.
Feb. 11, 2024

Living a Life of Integrity - Honoring God's Commandments

Explore the importance of living a life of integrity and honoring God's commandments in this thought-provoking episode. Learn how aligning your financial decisions with ethical practices can lead to long-term success and ful…