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Ask Ralph: Christian Finance

Episodes

Feb. 10, 2024

A Game Plan for Success: Brandon Steiner on Winning in Sports Memorabilia and Beyond

Entrepreneur Brandon Steiner shares his insights on a game plan for success.
Feb. 9, 2024

Converting Personal Vehicles to Business Use

Ralph Estep Jr., discusses the process and benefits of converting personal vehicles to business use. He explains how this can lower taxes, provide deductions, and offers tips on documentation, deduction methods, and insuranc…
Feb. 8, 2024

Common Tax Jargon

Ralph Estep, Jr. aims to unravel common tax jargon. He goes over terms like adjusted gross income (AGI), itemized deductions, tax brackets, tax credits, tax shelters and the standard deduction.
Feb. 7, 2024

Weird Side Hustles

Ralph Estep, Jr. discusses some truly bizarre and weird side hustles. These unconventional methods of making money challenge commonly held perceptions about generating income.
Feb. 6, 2024

Cybersecurity for Entreprenuers

Join Ralph Estep, Jr. as he discusses cybersecurity for entreprenuers and how to prevent these attacks in your business.
Feb. 5, 2024

Overcoming Fear of Failure: Taking Risks in Business and Finance

In this episode of the 'Ask Ralph' podcast, host Ralph Estep, Junior, discusses how overcoming the fear of failure can unlock greater levels of success in business and personal finance. He proposes eight concrete steps: embr…
Feb. 4, 2024

Finding Strength in Times of Trouble - Trusting Gods Plan

Ralph Estep Jr. explores how to find strength in times of trouble and trusting in Gods plan. He emphasizes the importance of surrendering to God's guidance, seeking his wisdom, and cultivating resilience, gratitude, and mind…
Feb. 3, 2024

Capitalize on Strengths, Overcome Weaknesses: A Conversation with Professor Craig Van Slyke

In this conversation, Ralph and Professor Craig from the Live Well and Flourish podcast discuss how to capitalize on strengths and overcome weaknesses.
Feb. 2, 2024

Pass Through Entities Explained

Learn how pass through entities like LLCs and S Corps can help lower your tax burden and protect your business. Discover the benefits and steps to create one for your business.
Feb. 1, 2024

Don't Miss Tax Credits

Ralph Estep, Jr. provides an elaborate analysis some don't miss tax credits and deductions, specifically focusing on the child tax credit, earned income tax credit, lifetime learning credit, and the residential energy effici…
Jan. 31, 2024

Crazy Business Ideas That Actually Worked

This episode of the 'Ask Ralph' podcast explores the world of seemingly crazy business ideas that revolutionized industries and became incredibly successful.
Jan. 30, 2024

Benefits and Risks of Using Personal Financial Apps

The episode of Ask Ralph podcast hosted by Ralph Estep Jr., focuses on the benefits, costs, and risks associated with personal financial apps such as Mint, Personal Capital, Pocket Guard, and YNAB. The podcast describes how …
Jan. 29, 2024

10 Myths about Retirement

In this episode, host Ralph Estep, Jr. discusses 10 myths about retirement and debunks them. He covers topics such as the misconception that retirement means no work, the reliance on Social Security for all expenses, the imp…
Jan. 28, 2024

Finding Purpose in God's Kingdom - Using Your Gifts

Finding purpose in God's kingdom and using one's gifts explores the intersection of faith and financial prosperity, emphasizing the importance of self-reflection, utilizing one's unique gifts, and serving others.
Jan. 27, 2024

Five Tax Blunders That Can Leave You Broke

Discover the five tax blunders that can leave you broke. Learn about accurate record keeping, tax credits, planning ahead, seeking professional help, and seizing tax-saving opportunities for your business. Achieve financial …
Jan. 26, 2024

Purchasing versus Leasing Your Next Vehicle

In this episode of The Ask Ralph Podcast, host Ralph Estep Jr. delves into the decision of financing versus leasing when purchasing a vehicle. He explores the advantages and considerations of each option, helping listeners m…
Jan. 25, 2024

Beneficial Ownership Reporting - What you need to know!

In this episode of The Ask Ralph Show, host Ralph Estep Jr. explores the topic of beneficial ownership reporting, providing valuable insights into who truly owns and controls businesses. These regulations, implemented by Fin…
Jan. 24, 2024

Crazy Tax Mistakes and How to Fix Them

Join Ralph Estep, Jr. on the Ask Ralph Show as he explores crazy tax mistakes and how to fix them.  From deducting pets as dependents to inflating charitable contributions, these stories highlight the importance of staying w…
Jan. 23, 2024

Tips for Staying Safe Online and Balancing Your Digital Life

In this episode of the 'Ask Ralph' podcast, host Ralph Estep Jr. discusses the importance of staying safe online in the digital age. He begins by asking listeners if they are confident that they are doing everything they can…
Jan. 22, 2024

There's Hope for Getting a Mortgage After Bankruptcy

In this episode of Ask Ralph, the host, Ralph Estep Jr., discusses the topic of "Getting a Mortgage After Bankruptcy." He acknowledges that declaring bankruptcy can have a significant impact on one's finances, including a dr…
Jan. 21, 2024

Practicing Spiritual Frugality - Poor in Life - Rich in Spirit

Join Ralph Estep, Jr., on today’s show where he explores the topic “Poor in Life, Rich in Spirit”: Practicing Spiritual Frugality. In our fast-paced and consumer-driven world, it's easy to get caught up in the pursuit of mat…
Jan. 20, 2024

Avoiding "The Mailbox is Full"

In today's episode of Ask Ralph, "Avoiding the Mailbox is Full." Ralph Estep, Jr., discussed the crucial importance of never allowing your customer to hear the dreaded message, "The person you are calling has a voicemail box…
Jan. 19, 2024

Building An Emergency Savings Fund

Join Ralph Estep, Jr., as he discusses why building an emergency savings fund is crucial for financial security and peace of mind. Living paycheck to paycheck without savings leaves individuals vulnerable to unexpected event…
Jan. 18, 2024

Tax Implications of Selling Your Home

Join Ralph Estep, Jr. as he discusses the important topic of reporting the sale of a primary residence. He provides information on the essential documents needed for accurate reporting, such as the closing statement, purchas…