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Ask Ralph: Christian Finance

Episodes

Sept. 23, 2024

What are ten things I should never do with my credit card?

Are you making dangerous mistakes with your credit card? In this episode of The Ask Ralph Podcast , host Ralph Estep Jr. uncovers the most common credit card blunders that lead to overwhelming debt. Ralph draws from personal…
Sept. 22, 2024

How do I find joy in the mundane?

Have you ever felt stuck in a rut, struggling to find joy in your daily routine? In this episode of the Ask Ralph Podcast, host Ralph dives into the art of finding fulfillment in the mundane. Ralph shares practical strategie…
Sept. 21, 2024

How do I live out my Christian Faith through my finances? Replay of my interview with Paul Granger

How do you truly live out your Christian faith through your finances? Are you trusting God with your financial decisions, or are fear and control driving your choices? In this episode of the Ask Ralph Show , Ralph Estep Jr. a…
Sept. 20, 2024

Why does a good credit score matter even in retirement?

Feeling unsure about how credit scores impact retirement? Wondering if maintaining a good credit score still matters once you've stopped working? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he expla…
Sept. 19, 2024

How can I keep from burdening my heirs with an inherited IRA?

Have you ever wondered how to ensure your loved ones don’t face a heavy tax burden when they inherit your IRA? In this episode, host Ralph Estep Jr. shares key strategies to ease the financial strain on your heirs. Inspired …
Sept. 18, 2024

What happens to your debts after you die?

Worried about how your debts will be handled after you pass away? Unsure what this means for your estate and loved ones? Tune in to Episode 262 of the Ask Ralph Show with Ralph Estep Jr. as he explores the crucial topic of d…
Sept. 17, 2024

What are 9 reasons I should still write checks?

Feeling unsure about the relevance of writing checks in a digital world? Wondering if they’re still a valuable tool for managing finances? Tune in to Episode 261 of the Ask Ralph Show with Ralph Estep Jr. as he uncovers why …
Sept. 16, 2024

How do we handle our finances effectively as a couple? Interview with Karen Hackman a couples financial expert.

Struggling to manage finances with your partner? Unsure how to align your financial goals and tackle money-related conflicts? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. and financial expert Karen Hack…
Guest: Karen Hackman
Sept. 15, 2024

How do I work at cultivating Christian community?

In this episode, Ralph Estep Jr. addresses how to build a Christian community to support your financial journey. Listener Sarah’s question about feeling isolated in her financial struggles prompts Ralph to share actionable s…
Sept. 14, 2024

What are 5 regrets of Americans who called it quits too early by retiring?

Have you ever wondered if you retired too early? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about early retirement. What are 5 regrets of Americans who called it quits too early by retirin…
Sept. 13, 2024

What are the best money lessons to teach your kids?

Is your child prepared for a financially successful future? In this episode of the Ask Ralph Show, Ralph Estep Jr. explores essential money lessons every child should learn. What Are the Best Money Lessons to Teach Your Kids…
Sept. 12, 2024

Is life insurance taxable?

Is life insurance taxable? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about taxes regarding life insurance. Is life insurance taxable? With Ralph Estep, Jr. In this episode of the Ask Ralp…
Sept. 11, 2024

What are 10 things that banks don’t want you to know which could cost you money?

Have you ever wondered what secrets banks are keeping from you? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about bank secrets that could cost you money. What are 10 things that banks don’t…
Sept. 10, 2024

How do I avoid being the victim of a squishing scam?

Have you ever received a QR code that seemed a little fishy? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about squishing scams. How do I avoid being the victim of a squishing scam? With Ral…
Sept. 9, 2024

How can I beat the dealership in the finance office?

Have you ever felt intimidated walking into a car dealership's finance office? Wondered if you're truly getting a fair deal or being taken for a ride? In this episode, we'll uncover the secrets of avoiding common pitfalls wh…
Sept. 8, 2024

How do I live out my Christian calling?

Are you struggling to find your true purpose in life? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he shares wisdom on living out your Christian calling. How do I live out my Christian calling? With R…
Sept. 7, 2024

What are 5 tips for choosing an insurance agent or broker?

Have you ever wondered how to choose the right insurance agent or broker? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he shares 5 tips for choosing an insurance agent or broker. What are 5 tips for …
Sept. 6, 2024

What are 7 money mistakes made by those over 50?

Are you over 50 and concerned about your financial future? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he covers common money mistakes that people over 50 usually face. What are 7 money mistakes mad…
Sept. 5, 2024

What are 8 common reasons for getting audited by the IRS?

Have you ever thought about what could cause an IRS audit? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he discusses the topic of IRS audits. What are 8 common reasons for getting audited by the IRS?…
Sept. 4, 2024

How do I get my infant on the course to great credit?

How can I help my newborn start off on the right financial path? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about giving your child the gift of excellent credit. How do I get my infant on …
Sept. 3, 2024

Do I need a VPN and why is it so useful?

Have you ever thought about how a VPN operates and why it's so important in today's online world? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about Virtual Private Networks. Do I need a VPN…
Sept. 2, 2024

What is your bank not telling you about using your debit card?

Debit cards may seem like a responsible financial choice, but they could be leaving you vulnerable to devastating fraud and financial losses. In this episode of The Ask Ralph Show, host Ralph Estep, Jr. explores the hidden r…
Sept. 1, 2024

What are some ways I can learn to tame my tongue?

Have you ever said something you instantly regretted? Do you struggle to control the words that come out of your mouth? Taming the tongue is a lifelong process, not a quick fix. In this episode of The Ask Ralph Show, host Ra…
Aug. 31, 2024

What are the specific things I should consider when buying a business?

Have you thought about buying a business? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he covers the key things to think about when buying a business. What are the specific things I should consider wh…