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Ask Ralph: Christian Finance

Episodes

Aug. 20, 2024

What is the future of artificial intelligence and how does it impact my Christian Faith?

Is artificial intelligence a helpful tool or a danger to our faith? What does this mean for us as Christians? How can we use AI responsibly while remaining faithful to our beliefs? Tune in to this episode of the Ask Ralph Sh…
Aug. 19, 2024

Am I paying too much for rent?

Are rising rent costs squeezing your budget? Curious if there's a way to lower your housing expenses without giving up your quality of life? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks stra…
Aug. 18, 2024

How can I see the holy scriptures with fresh eyes?

Do you ever feel like your Bible study has lost its spark? Are you longing to see the Scriptures in a new light and rekindle your love for God's Word? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he …
Aug. 17, 2024

Should I refinance my auto loan and how do I even do it?

Is your car payment draining your budget? Do you sometimes feel like it's leading you towards financial trouble? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about refinancing auto loans and …
Aug. 16, 2024

How do social security survivor benefits work?

Are you wondering how to navigate the complex world of Social Security survivor benefits? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he tackles the challenging process of Social Security survivor be…
Aug. 15, 2024

I just got married – do you have a newlywed tax checklist for me to follow?

Are you a newlywed wondering how tying the knot will affect your taxes? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he unravels the mysteries of married filing. I Just Got Married – Do You Have A Ne…
Aug. 14, 2024

What are 10 expenses I can drop immediately and not even miss them?

Are you tired of feeling like your money is slipping right through your fingers? What if there are expenses you could drop right now and wouldn't even miss them? Tune in to this episode of the Ask Ralph Show with Ralph Estep…
Aug. 13, 2024

Should I take a digital sabbath and how do I do it?

Ever feel like your smartphone is ruling your life? What if there's a biblically-inspired way to break free from the digital chaos? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about the pow…
Aug. 12, 2024

Should I play the bank bonus game?

Have you ever been tempted by those shiny bank bonus offers? Should you play the bank bonus game? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he dives into the world of bank bonuses. Should I Play T…
Aug. 11, 2024

Am I too far gone for forgiveness?

Have you ever felt like your mistakes were too big to be forgiven? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he explores redemption and forgiveness from a Christian perspective. Am I Too Far Gone …
Aug. 10, 2024

How Can High Income Individuals Optimize Their Taxes?

Are you a high-income earner looking to optimize your taxes while staying true to your Christian values? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he dives into tax strategies guided by biblical p…
Aug. 9, 2024

What is meant by the social security earnings cap and how does that affect my future benefits?

Are you curious about why your Social Security benefits might be less than expected? Wondering how the Social Security earnings cap could impact your future? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep …
Aug. 8, 2024

What is the tax impact of gifting someone stock?

Are you considering gifting stocks to a loved one but worried about the tax implications? Want to share your financial blessings while being a good steward of your resources? Tune in to this episode of the Ask Ralph Podcast …
Aug. 7, 2024

How do I rebuild my credit after a financial crisis?

Are you struggling to rebuild your credit after a financial crisis? Feeling overwhelmed by debt and looking for guidance? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses strategies for r…
Aug. 6, 2024

How do I set healthy boundaries with social media from a Godly Perspective?

Are you struggling to balance your social media use with your responsibilities and faith? Feeling overwhelmed by the digital distractions and looking for guidance from a Christian perspective? Tune in to this episode of the …
Aug. 5, 2024

How am I going to pay for the childrens college education?

Are you worried about how to fund your children's college education? Feeling overwhelmed by the financial burden and looking for guidance from a Christian perspective? Tune in to this episode of the Ask Ralph Podcast with Ra…
Aug. 4, 2024

How do I respond to financial trials and uncertainty by using my faith?

Feeling overwhelmed by financial trials and looking for a way to find peace and spiritual growth? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explores how to use faith to navigate financial ha…
Aug. 3, 2024

Is it possible to estimate my future social security benefits?

Are you uncertain about your future Social Security benefits and how to plan for a financially secure retirement? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he guides you through estimating your…
Aug. 2, 2024

How can I use financial “fasting” to grow closer to God?

Are your finances causing stress and affecting your relationship with God? Feeling overwhelmed by materialism and looking for a way to find peace and spiritual growth? Tune in to this episode of the Ask Ralph Podcast with Ra…
Aug. 1, 2024

How do I handle getting audited by the IRS?

Are you dreading the thought of an IRS audit? Feeling overwhelmed and unsure of what to do? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he tackles the nerve-wracking topic of IRS audits head-on. …
July 31, 2024

What are seven financial perks of maintaining great credit?

Are you tired of feeling stuck in a financial rut, unable to improve your credit score no matter what you do? Discover the hidden power of great credit and how it can transform your financial life, opening doors and saving y…
July 30, 2024

How can I protect myself from identity theft online?

Are you concerned about the safety of your personal information online? Do you want to learn how to protect your digital identity while honoring your faith? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep J…
July 29, 2024

Should you get a home equity loan or a home equity line of credit?

When considering tapping into your home equity, have you ever felt unsure whether to opt for a home equity loan or a home equity line of credit (HELOC)? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. a…
July 28, 2024

How do I manage poverty, wealth, and material needs with a heavenly mindset?

Are you struggling to balance your financial needs with your spiritual life? Are you wondering how to manage wealth or poverty while keeping your eyes on heaven? Tune in to this episode of the Ask Ralph Podcast with Ralph Es…