Renting a house can give you a steady income, but you have to do things as a landlord. Either you find good tenants and fix things yourself, or you pay a company to do it for you, which cuts into your income. If you want to know if this is…
Emotional factors are just as important as money and time. If you're attached to a family homestead that you love, selling it might feel like giving up a legacy, but hanging on to it might keep you stuck in pain. Keeping your feelings and responsibilities in check can help you…
Losing a parent is one of life's hardest experiences, and I'm truly sorry for your loss. Allow yourself time to cry and care for yourself first; the house can wait. Having faith and being close to people you care about can help you get through this hard time. Take care…
True excellence comes from relying on God's strength, not our own. Align your life with God's standards, seeking His guidance to overcome complacency and honor the meaningful work He created for you. Offer your best for God's highest glory, reflecting His love and provision. #GodsStrength #ExcellenceInFaith #ChristLikeLove
Pursue excellence in stewardship by trusting in God's wisdom and abundance. Manage your time, talents, and resources wisely, going beyond 'good enough' to reflect heavenly standards. Magnify God's grace through intentional planning and generous sharing. #WiseStewardship #GodsAbundance #HeavenlyExcellence
In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the concept of pursuing excellence in all aspects of life, particularly in work, relationships, and stewardship, as an offering of worship to God. Ralph shares personal action steps he is taking to reach this level of excellence…
Whatever you do, do it all for the glory of God. Excellence at work honors God's design for meaningful labor. Strive to co-create with God, using your gifts to add value to the world. #ExcellenceForGod #MeaningfulWork #LiveForJesus
Market Your Podcast Like Jesus: Building Authentic Connections In this episode, we explore the powerful analogy of marketing your podcast like Jesus spread his message. By identifying your audience, going to where they are, making genuine friends, and then sharing your message, you can build authentic relationships and effectively promote…
The Ultimate Podcasting Guide with Hall of Famer Dave Jackson | Ask Ralph Podcast In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. welcomes podcasting legend Dave Jackson, dubbed the 'Dean of Podcasting.' Dave shares his extensive experience from helping people start and grow their podcasts since…
Are Annuities Scams? What You Need to Know! In this video, we address the common misconception that all annuities are scams benefiting only insurance agents. Learn how annuities are legitimate products that can help certain buyers achieve financial goals, while also understanding the pitfalls of shady agents overpromising benefits and…
Unpacking Annuities: Scam or Smart Investment? | Ask Ralph Podcast Join Ralph Estep, Jr. on this episode of the Ask Ralph Podcast as he delves into the complex world of annuities. With over 30 years of financial expertise, Ralph provides an in-depth look at annuities, discussing their benefits, drawbacks, and…
Steps to Take If You Owe Taxes or Receive a Smaller Refund In this video, learn what to do if your tax refund is smaller than expected or if you owe taxes. Key steps include thoroughly reviewing your tax return for errors, double-checking your withholding amounts, making quarterly estimated payments…
What to Do When Your Tax Refund Is Smaller Than Expected - Ask Ralph Podcast Join Ralph Estep, Jr. on the Ask Ralph Podcast as he addresses the frustrating experience of receiving a smaller tax refund than expected or owing taxes when you anticipated a refund. Ralph provides practical steps…
Effective Strategies to Slash Your Grocery Bill | AskRalph Podcast In this episode of the AskRalph Podcast, Ralph Estep, Jr. shares practical tips for reducing grocery expenses without compromising on nutrition or taste. Drawing from his extensive financial expertise, Ralph provides six easy ways to save money on groceries, including…
Discover the significant savings you can achieve by cooking at home more often. This video explains how reducing takeout and delivery not only trims grocery costs but also minimizes food waste and avoids high restaurant prices, tips, and delivery fees. Learn how cooking at home, even with just five to…
Digital Decluttering Tips: Simplify Your Online Life | Ask Ralph Podcast Do you feel overwhelmed by digital clutter? In today's episode of the Ask Ralph Podcast, seasoned financial expert Ralph Estep, Jr. shares practical tips for decluttering your digital space. Learn how to delete unused apps, unsubscribe from unnecessary email…
How to Declutter Your Digital Life: Simple Tips to Reclaim Control Feeling overwhelmed by digital clutter like thousands of unread emails, unused apps, and endless browser tabs? You're not alone. Research shows the average person spends over six hours daily on digital media, leading to information overload and tech burnout.…
Top 5 Financial Mistakes Retirees Must Avoid In this video, we recap the key financial mistakes retirees often make, including excessive travel spending, enabling destructive dependence of adult children, carrying large debt into retirement, supporting unhealthy relationships, and compulsive overconsumption. We also share practical strategies for wise money management and…
5 Financial Traps to Avoid in Retirement | Ask Ralph Podcast In today's episode of the Ask Ralph Podcast, host Ralph Estep, Jr. explores the critical financial pitfalls that can derail your retirement and how to avoid them. From splurging on travel and supporting adult children to carrying debt and…
Transform Your Prayer Life: Practical Steps for Deep Connection with God Feeling disconnected in your prayer life? Join Ralph Estep Jr. on the Ask Ralph Podcast as he shares practical steps to cultivate a vibrant prayer life. Discover four actionable tips to grow closer to God, including starting your day…
Cultivating a Deep and Intimate Prayer Life This video explores the essence of cultivating a prayer life, emphasizing that it's about building a relationship with God rather than fulfilling a religious obligation. The speaker highlights the importance of abiding in Christ to gain strength and wisdom, reflecting on how God’s…
Cultivating a Deep and Intimate Prayer Life This video explores the essence of cultivating a prayer life, emphasizing that it's about building a relationship with God rather than fulfilling a religious obligation. The speaker highlights the importance of abiding in Christ to gain strength and wisdom, reflecting on how God’s…
Faith & Finances: An Interview with Financial Expert Ralph Estep Jr. In this episode, Whitney Owens welcomes Ralph Estep Jr., principal at Saggio Management Group, to discuss the intersection of accounting, finance, and faith. With over 30 years of experience, Ralph shares insights on managing money from a Christian perspective,…
Integrating Faith in the Workplace: A Personal Mission In this enlightening discussion, we explore the idea that you don't have to leave your Christian faith at the door when entering the workplace. Reflecting on personal experiences, including giving away Bibles and subtly sharing Christianity in an accounting office on a…
