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Videos

April 21, 2024

Overcoming Worry with Spiritual and Practical Wisdom

Overcoming Worry with Spiritual and Practical Wisdom This episode of the spiritual Sunday show delves into the Bible's guidance on overcoming worry and embracing a life of peace and purpose, as intended by God. The host from the Estep Farm and the Saggio Accounting studio shares insights into the detrimental…

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April 20, 2024

Inheriting Savings Bonds #podcast #christianfinance #christianbelief

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April 20, 2024

Credit Builder Loans #podcast #christianfinance

Unlocking the Benefits of Credit Builder Loans This video discusses the advantages of credit builder loans, emphasizing their role in establishing and improving credit scores. It highlights three main benefits: building a strong credit foundation through on-time payments, the low-risk nature of the loans since the funds are kept in…

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April 19, 2024

Understanding Credit Builder Loans from a Christian Perspective

Understanding Credit Builder Loans from a Christian Perspective This episode delves into the concept of credit builder loans, aiming to explain what they are, their benefits and drawbacks, and how they align with Christian financial stewardship principles. It starts with defining credit builder loans as tools for individuals with little…

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April 18, 2024

Inheriting Savings Bonds and the Tax Implications

Navigating Inherited Savings Bonds: A Christian Financial Guide This script covers the essentials of managing inherited savings bonds from a Christian perspective. The host discusses the importance of stewarding this inheritance wisely to honor the legacy of the loved one who passed it down. Key topics include understanding what savings…

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April 17, 2024

How to Spot and Avoid Tax Scams: Tips and Advice

How to Spot and Avoid Tax Scams: Tips and Advice This episode of 'Tax Talk Thursday' delves into the topic of tax scams, providing listeners with knowledge on how to identify these fraudulent schemes and protect their finances. The host covers the various methods scammers use, such as impersonating IRS…

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April 16, 2024

Zany and Outrageous Products

Navigating the World of Outrageous Products with a Touch of Humor and Wisdom In this episode of the Ask Ralph podcast titled 'Wacky Wednesday,' Ralph explores a variety of bizarre and outlandish products available in the market, ranging from kitchen gadgets and health & beauty items to pet products and…

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April 15, 2024

The Real Cost of Food Delivery Gig Economy: Are You Losing Money?

Is Food Delivery Worth It? Unpacking the Financial Reality This video explores the financial viability of driving for food delivery services like DoorDash, GrubHub, and Uber Eats as a side hustle. The host discusses the basic earning model of these platforms, including the pay per delivery and tips, and highlights…

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April 14, 2024

Should I Cosign a Loan

Navigating the Risks of Co-signing Loans: A Guide to Wise Decision-Making This episode of Motivational Monday explores the significant implications of co-signing a loan for someone else, emphasizing the need for careful consideration, wisdom, and discernment. The host covers the pitfalls of co-signing, how it works, protective steps if you…

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April 14, 2024

Finding Financial Freedom Through Faith: Join the Journey with Ask Ralph

Finding Financial Freedom Through Faith: Join the Journey with Ask Ralph The Ask Ralph podcast is a faith-based resource aimed at helping Christians manage their finances in a way that honors God. Hosted by Ralph Estep, Jr., an accountant, business coach, podcast host, author, and cattle farmer with a deep…

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April 14, 2024

Finding Peace and Purpose: Trusting in God's Plan

Finding Peace and Purpose: Trusting in God's Plan The script encourages viewers to worry less and trust God more to achieve a life of peace, joy, and purpose. By referencing Philippians 4:7, it highlights the importance of letting go of anxieties to fully embrace the passion and purpose God has…

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April 14, 2024

Finding Peace and Purpose: Trusting in God's Plan

Finding Peace and Purpose: Trusting in God's Plan The script encourages viewers to worry less and trust God more to achieve a life of peace, joy, and purpose. By referencing Philippians 4:7, it highlights the importance of letting go of anxieties to fully embrace the passion and purpose God has…

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April 13, 2024

Pray for our Leaders

Honoring God by Praying for Our Leaders: Spiritual Sunday Message This episode explores the Christian duty to pray for leaders, even those whose actions seem contrary to biblical values. The host discusses how, as Christians, we are called to pray for all people in authority as per 1 Timothy chapter…

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April 12, 2024

Weathering Economic Storms A Prepper’s Guide to Financial Resilience Mark Lawley & Ralph Estep Jr

Mastering Financial Preparation in Uncertain Times: A Comprehensive Guide In this podcast episode, Ralph joins Mark on the Practical Preppers Podcast to discuss the importance of financial preparation amid potential economic downturns. Ralph emphasizes starting with building an emergency savings fund, paying down debt, re-examining budgets, and discretionary spending. He…

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April 11, 2024

Credit Card Charge-off and Forgiveness

Navigating Financial Troubles: Credit Card Charge-Offs and Debt Forgiveness Explained This episode addresses a listener's concern about credit card charge-offs and debt forgiveness, explaining the financial and tax implications of both. The host, Ralph, discusses the impact on credit scores, potential tax liabilities, and even career effects due to credit…

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April 10, 2024

EP 102 Filing a Tax Extension

Last Minute Tax Filing: How to Request an Extension This episode of 'Tax Talk Thursday' focuses on how to file for a tax extension as the federal deadline approaches. It covers the importance of understanding that while an extension grants more time to file, it does not extend the deadline…

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April 9, 2024

Unusual Business Traditions

Wacky Wednesday: Exploring Bizarre Business Traditions and Their Hidden Logic This episode of 'Wacky Wednesday' delves into the peculiar and fascinating traditions of various businesses, uncovering the reasons behind such odd practices and the lessons they offer. From Nestle's Kit-Kat marketing success in Japan to the unique way Nike employees…

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April 8, 2024

Tips for Avoiding EMail Spam

10 Creative Ways To Beat Email Spam In this hundredth episode of our technology Tuesday show, the host offers listeners 10 actionable steps to tackle the nuisance of email spam, aiming to declutter inboxes and save time wasted on unsolicited messages. The episode begins with a brief introduction and gratitude…

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April 7, 2024

Big Hairy Audacious Goals (BHAGs)

Achieving Your Financial and Faith Goals with BHAGs This video explores the concept of Big, Hairy, Audacious Goals (BHAGs) from a Christian perspective, emphasizing how faith and audacious goal-setting can work together to help achieve incredible things in life, particularly in financial matters. The host, Ralph, introduces the idea of…

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April 7, 2024

Pray for our Leaders #askralphpodcast.com

Praying for Leaders and Cleansing Your Heart The script emphasizes the importance of praying not only for leaders but also for personal spiritual growth, particularly in love. It challenges the listener to see leaders and those they disagree with not as enemies but as human beings in need of God's…

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April 6, 2024

Paid in Full Jesus on the Cross

Unlocking Financial Freedom Through Faith This episode delves into the significant impact of Jesus' sacrifice on the cross, focusing on how it applies to financial freedom for believers. It emphasizes the complete forgiveness of our debts, both spiritual and financial, through Jesus' death and offers practical advice on living a…

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April 5, 2024

VIDEO VERSION - Tips for Accounting for Rental Properties

Maximizing Your Rental Property Returns: Accounting Tips and Tax Advice This episode provides valuable insights for rental property owners or those considering entering the rental business, focusing on the importance of proper accounting practices to maximize tax deductions and avoid complications. It covers topics such as the necessity of tracking…

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April 4, 2024

VIDEO VERSION - Understanding Admitted versus Non Admitted Insurance Companies

Understanding Admitted vs Non-Admitted Insurance Companies: Protect Your Assets Wisely This episode explores the crucial distinctions between admitted and non-admitted insurance companies, particularly in the context of challenges faced by homeowners in coastline areas like South Carolina facing high insurance costs due to environmental risks. A listener's inquiry about finding…

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April 3, 2024

VIDEO VERSION - ROTH IRA CONVERSIONS

Navigating Roth IRA Conversions: Master Your Finances with a Christian Perspective In this episode of the 'Ask Ralph' podcast, Ralph addresses a listener's question about converting traditional IRA accounts to Roth IRA accounts, focusing on the financial and tax implications. He explains that Roth IRA conversions involve transferring pretax funds…

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