Dreaming of owning a home but don’t have a steady paycheck? In this episode of The Ask Ralph Show, Ralph Estep Jr. tackles the important question: How Can I Buy a House With No Income? Ralph explores various options, from using savings or gift funds to reverse mortgages. He shares real-life stories of people who have successfully navigated homeownership without a traditional income. Tune in for practical advice to help you achieve your home-buying dreams, even without a steady income.
https://www.askralphpodcast.com/buy-a-house/
Podcast Timestamps:
00:00 Episode Overview
01:15 Listener’s Question: How Can I Buy a House Without an Income?
03:18 Bible Verse: Proverbs 24:3-4
04:00 Real-Life Story: John’s 401(k) Cash Out and $80,000 Tax Bill
09:22 Options to Buy a House With No Income
15:14 Recap and Closing
15:40 Preview for Tomorrow’s Show
Websites/Resources mentioned:
https://www.askralphpodcast.com/exploration-of-gift-taxes/
https://www.askralphpodcast.com/cosign-for-a-loan/
https://www.consumerfinance.gov/ask-cfpb/can-i-use-a-reverse-mortgage-loan-to-buy-a-home-en-238/
https://www.askralphpodcast.com/deciphering-reverse-mortgages/
What is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/
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