Are you struggling with rebuilding your credit after a financial crisis? In this episode of the Ask Ralph Show, host Ralph Estep Jr. dives deep into practical and unconventional methods to rebuild your credit. Ralph discusses essential steps such as checking your credit report, making timely payments, and keeping credit utilization low. He also explores unconventional ideas like rent reporting services, self-lender programs, and peer-to-peer lending. Ralph shares a personal story of a client who successfully improved his credit using both conventional and unconventional methods. Whether you’re facing financial challenges or seeking ways to improve your credit, this episode is essential for anyone looking to achieve financial freedom while growing in their faith.
https://www.askralphpodcast.com/after-a-financial-crisis/
00:00 Episode Overview
01:05 Listener’s Concern
02:25 Bible Verse
03:09 Conventional Methods for Rebuilding Credit
04:55 Unconventional Methods for Rebuilding Credit
07:15 Actionable Items
08:29 Ralph’s Personal Experience
10:14 Recap and Final Thoughts
11:39 Outro
Annual Credit Report: https://www.annualcreditreport.com/
