Are you relying on myths to guide your credit card use? In this episode of The Ask Ralph Show, Ralph Estep Jr. uncovers seven common myths about credit card debt that may be holding you back financially. Ralph dives into misconceptions like "carrying a balance builds credit" and "closing unused cards helps your score." Tune in to learn what really impacts your credit, the steps to take for responsible card management, and the truth behind these 7 credit card debt myths.
https://www.askralphpodcast.com/credit-card-myths/
Podcast Timestamps:
00:00 - Episode Overview
01:15 - Listener’s Question: Struggling with Conflicting Advice on Credit Cards
02:06 - Bible Verse: Proverbs 22:7
02:54 - Ralph’s Personal Story
03:39 - 7 Credit Card Debt Myths That Nobody Should Believe
13:46 - Key Takeaways
14:32 - Strategic Credit Card Use for Business Owners
17:54 - Action Steps for Managing Credit Card Debt
19:32 - Closing
Websites/Resources mentioned:
https://www.askralphpodcast.com/payoff-credit-cards/
https://www.askralphpodcast.com/with-my-credit-card/
https://www.annualcreditreport.com/
Ask Ralph Insiders Community
https://mailchi.mp/askralph.com/group
Ask Ralph Show Live
https://askralphpodcast.com/live
What is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/
Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/
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