Are you worried that Social Security won’t be enough to support you in retirement? Wondering if you’re making the most of your Social Security benefits? In this episode of The Ask Ralph Show, Ralph Estep Jr. covers the essential question: What Are the Common Things Most People Don’t Know About Social Security? Ralph reveals nine surprising facts that can impact your retirement planning and shares real-life stories to help you make informed decisions about your Social Security benefits. Whether it’s the spousal benefit, the earnings record, or the tax implications, Ralph’s insights offer valuable guidance on navigating Social Security for a more secure financial future.
https://www.askralphpodcast.com/know-about-social-security/
Podcast Timestamps:
00:00 Episode Overview
01:22 Listener’s Question: How Does Social Security Impact Retirement?
02:08 Bible Verse: Proverbs 21:20
03:15 9 Crucial Elements Of Social Security That Many People Are Not Aware Of
03:23 Full Retirement Age Surprise
04:18 The Spousal Benefit Secret
04:58 The Working Penalty
06:17 The Tax Trap
07:05 The Survivor Benefit
08:08 The Do-Over Rule
09:10 The Divorce Benefit
09:54 The COLA Mystery
10:55 The Earnings Record
11:54 Action Steps
13:37 Medicaid Estate Recovery: What You Should Know
17:59 Conclusion and Call to Action
Website mentioned:
Social Security https://ssa.gov/
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