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Ask Ralph: Christian Finance

What’s the Key Difference Between Subsidized and Unsubsidized Loans?

The main difference between subsidized and unsubsidized loans is when the interest accrues. With subsidized loans, your loan balance stays steady while you’re in school, but with unsubsidized loans, interest begins accruing from the moment the funds are disbursed. Knowing this can help you make smarter borrowing decisions. #StudentLoans #SubsidizedVsUnsubsidized #CollegeFinance #FinancialAid