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Financial Friday Episodes

Oct. 5, 2024

What are 9 terrible pieces of money advice to ignore if you want to get rich?

Navigating the world of financial advice can be overwhelming, especially with the multitude of contradictory opinions out there. This podcast dives into the nine terrible pieces of money advice that you should ignore if you t...
Oct. 4, 2024

What are the 7 best investment choices for frugal people?

Are you feeling too frugal to invest? You’re not alone, and today’s discussion tackles this common concern while highlighting the importance of smart investing for those who are naturally cautious with their finances. Ralph E...
Sept. 27, 2024

How do I budget for my pet care expenses?

How do I budget for my pet care expenses? If you've ever wondered how to manage pet care costs without straining your budget, this episode of The Ask Ralph Show is for you. Ralph Estep Jr. provides practical advice on budgeti...
Guest: Ryan Estep
Sept. 20, 2024

Why does a good credit score matter even in retirement?

Feeling unsure about how credit scores impact retirement? Wondering if maintaining a good credit score still matters once you've stopped working? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he explai...
Sept. 13, 2024

What are the best money lessons to teach your kids?

Is your child prepared for a financially successful future? In this episode of the Ask Ralph Show, Ralph Estep Jr. explores essential money lessons every child should learn. What Are the Best Money Lessons to Teach Your Kids?...
Sept. 6, 2024

What are 7 money mistakes made by those over 50?

Are you over 50 and concerned about your financial future? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he covers common money mistakes that people over 50 usually face. What are 7 money mistakes made...
Aug. 31, 2024

What are the specific things I should consider when buying a business?

Have you thought about buying a business? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he covers the key things to think about when buying a business. What are the specific things I should consider whe...
Aug. 30, 2024

What are the four types of student loans?

Feeling overwhelmed by student loans? Unsure which loan option is the right choice for your future? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he helps students navigate the confusing world of stude...
Aug. 23, 2024

What are the top financial tips for transitioning into retirement?

What are the top financial tips for transitioning into retirement? As you approach this significant life milestone, you may feel a mix of excitement and anxiety about financial preparedness. Ralph Estep Jr. provides a compreh...
Aug. 17, 2024

Should I refinance my auto loan and how do I even do it?

Is your car payment draining your budget? Do you sometimes feel like it's leading you towards financial trouble? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about refinancing auto loans and a...
Aug. 16, 2024

How do social security survivor benefits work?

Are you wondering how to navigate the complex world of Social Security survivor benefits? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he tackles the challenging process of Social Security survivor ben...
Aug. 9, 2024

What is meant by the social security earnings cap and how does that affect my future benefits?

Are you curious about why your Social Security benefits might be less than expected? Wondering how the Social Security earnings cap could impact your future? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep J...
Aug. 3, 2024

Is it possible to estimate my future social security benefits?

Are you uncertain about your future Social Security benefits and how to plan for a financially secure retirement? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he guides you through estimating your ...
Aug. 2, 2024

How can I use financial “fasting” to grow closer to God?

Are your finances causing stress and affecting your relationship with God? Feeling overwhelmed by materialism and looking for a way to find peace and spiritual growth? Tune in to this episode of the Ask Ralph Podcast with Ral...
July 26, 2024

What are the 401K beneficiary rules I need to know and make sure I am aware of when managing my retirement accounts?

Understanding 401Ks and retirement accounts can be really confusing. Are you sure your savings will go to your loved ones? What steps do you need to take to make sure your family is taken care of? Tune in to this episode of t...