Is your car payment draining your budget? Do you sometimes feel like it's leading you towards financial trouble? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about refinancing auto loans and …
Are you wondering how to navigate the complex world of Social Security survivor benefits? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he tackles the challenging process of Social Security survivor be…
Are you curious about why your Social Security benefits might be less than expected? Wondering how the Social Security earnings cap could impact your future? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep …
Are you uncertain about your future Social Security benefits and how to plan for a financially secure retirement? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he guides you through estimating your…
Are your finances causing stress and affecting your relationship with God? Feeling overwhelmed by materialism and looking for a way to find peace and spiritual growth? Tune in to this episode of the Ask Ralph Podcast with Ra…
Understanding 401Ks and retirement accounts can be really confusing. Are you sure your savings will go to your loved ones? What steps do you need to take to make sure your family is taken care of? Tune in to this episode of …
Are you confused about which homeowners insurance is best for your home? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explains the eight different types of homeowners insurance you need to know…
Are you losing sleep over the age-old question: should you rent or buy a home? Imagine the pressure of everyone telling you homeownership is the key to financial security and the American Dream. But with soaring interest rat…
Are your house payments making you feel stuck? Want to make your money work better for you? Refinancing might help, but it can be challenging. Tune in to this episode of the Ask Ralph Podcast with Ralph Estep, Jr., as he tac…
Are you drowning in debt, dreading every phone call for fear it's another relentless collector? Do you feel trapped in a financial nightmare with no way out? If so, you're not alone. Debt in collections can cast a dark shado…
Inheriting a property with someone else, such as a sibling or co-owner, can be an emotionally charged situation rife with potential problems, pains, and frustrations. Managing shared inheritance involves navigating complex l…
When deciding on a car purchase, have you ever felt torn between making the financially optimal choice and the option that would give you the most peace of mind? Tune in to this episode of the Ask Ralph Podcast with Ralph Es…
Are you confused about what to do when your car lease ends? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he addresses the common dilemma faced by many: what do I do when my car lease ends, should …
Do you have grown kids living at home and you're finding it challenging? Want to help them move out and become independent but not sure how to do it in a kind and supportive way? Tune in to this episode of the Ask Ralph Podc…
Are you tired of feeling like you're just treading water with your finances, working hard but never making progress? Do you find yourself constantly reacting to unexpected expenses instead of being in the driver's seat? Tune…