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Tax Talk Thursday Episodes

Aug. 1, 2024

How do I handle getting audited by the IRS?

Are you dreading the thought of an IRS audit? Feeling overwhelmed and unsure of what to do? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he tackles the nerve-wracking topic of IRS audits head-on. …
July 25, 2024

How do I reduce my taxes when I take money from my 401K or other retirement account?

Feeling stressed about the taxes on your 401K withdrawals and their effect on your retirement? Listen to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he shares tips to lower taxes on your retirement withdraw…
July 11, 2024

What are these FICA taxes taken out of my paycheck and what is the trust fund?

Do you get upset when you see a big chunk of your pay taken out? Are you confused about FICA taxes? Don't worry; you're not the only one. Many people, especially those new to working, wonder where their money goes and if the…
July 4, 2024

How do I handle taxes when I work in multiple states?

You may be tired of dealing with multi-state tax compliance. If you are under the threat of double taxation and penalties, it can be a severe headache. Crossing state lines when working is a sure trainwreck of taxes gone wro…
June 27, 2024

How many years can the IRS audit my returns?

As a taxpayer, knowing the IRS audit time limits is essential to avoid any surprises. Familiarizing yourself with these time limits and diligently maintaining good record-keeping practices will protect you from unforeseen co…
June 20, 2024

What Really Happens If You Cheat on Your Taxes?

Have you ever been tempted to cut corners on your taxes? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses common tax evasion methods, how the IRS catches tax cheats, and the severe penalt…
June 13, 2024

What are Required Minimum Distributions or RMDs?

Are you confused about Required Minimum Distributions and how to manage them effectively in retirement? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he addresses common problems retirees face rega…
June 6, 2024

Stay Out of Trouble with the IRS: Penalty Prevention Tips

Are you tired of tax season stress and surprises? Do the words "IRS penalties" keep you up at night? Tune in to this Tax Talk Thursday episode with Ralph Estep Jr. as he reveals the most common penalty pitfalls taxpayers fac…
May 30, 2024

Tax Refund Troubles: Steps to Take When the Unexpected Happens

Surprised by your tax refund? Join Ralph Estep, Jr., to learn steps to take when the IRS hits you with a surprise. Plus, hear an insane real client story! Clear ways to deal with tax refund troubles. Navigating Unexpected Ta…
May 23, 2024

Financial Wisdom: Understanding Quarterly Tax Payments and Safe Harbor Rules

Master the Art of Quarterly Tax Payments and avoid penalties! Join Ralph Estep, Jr., as he dives into the complexities of quarterly tax payments as he demystifies the process and shares personal insights.
May 16, 2024

Navigating College Savings: The 529 Plan Explained

College costs can be daunting, but with the 529 Plan, you can save smart and tax-efficiently. Join Ralph Estep, Jr., for expert insights and tips on navigating college savings!
May 9, 2024

Empowering Your Financial Future: Understanding Roth IRAs

Secure Your Financial Future - It's time to learn about Roth IRAs and tax-free retirement savings! Join Ralph Estep, Jr., for expert advice, actionable steps, and biblical perspectives on building your nest egg and understa…
May 2, 2024

An Exploration of Gift Taxes

Curious about gift taxes? Join Ralph Estep, Jr., as he dives into the world of gift giving and an exploration of gift taxes! Learn about exemptions, exclusions, and more. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) W…
April 25, 2024

Records You Should Keep

Discover the key financial records you should keep for a secure future. Listen to Ralph Estep, Jr., as he provides expert advice on creating a record-keeping system that works for you. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VI…
April 18, 2024

How to Avoid Tax Scams

Beware of Tax Scams - Join Ralph Estep, Jr. and learn how to avoid tax scams and protect yourself from fraudulent schemes. Join us as we discuss warning signs, prevention tips, and what to do if you fall victim to a tax scam.