Ask Ralph Blog

Mastering Tax Planning: A Guide to Avoiding IRS Penalties We've all been there - tax season rolls around and you realize with dread that you owe more than expected. Not only is there a balance due, but you may face hefty penalties too. No one wants…

Discover the Unseen Realities of Everyday Jobs Everyday jobs hold unseen realities that often go unnoticed. Behind the scenes, there are countless stories of dedication, problem-solving, and resilience. From the mundane to the extraordinary, each t…

Balancing Faith and Fame: The Journey of an Influencer In today's digital age, becoming an influencer is a desirable career path for many. The allure of fame, fortune, and the freedom to work from anywhere is undeniably attractive. But as Ralph Est…

From Grief to Guidance_ Managing an Inherited Property Inheriting a house after the loss of a loved one can be overwhelming. Navigating this emotional and practical journey requires wisdom, patience, and support. This blog post aims to provide prac…

Excellence as Worship: Aligning Life with God's Standards Nowadays, excellence is often associated with personal achievement and success. But can we say that excellence can only be measured through your life's success? In this blog post, we will ex…

The Power of Podcasting with Dave Jackson: Insights and Tips for Business Owners Welcome to another insightful episode of the Ask Ralph podcast! In today's session, we had the pleasure of hosting the legendary Dave Jackson, often referred to as the…

The Truth About Annuities: Guaranteed Income or Scam? What if I told you there is an investment out there that promises guaranteed lifetime income, but it's been called a scam that only benefits the person selling it? Would you be interested or wou…

Tax Refund Discrepancies: Steps to Take When the Unexpected Happens Have you ever filed your taxes, excited to get a nice refund, only to find that the amount was much lower than you expected? Or maybe you even got a bill in the mail from the IRS? …

Maximizing Your Grocery Budget: Practical Tips and Listener Advice In today's world, grocery shopping can often feel like a daunting task due to rising prices and tightening budgets. However, with some strategic planning and advice from fellow savv…

Decluttering Your Digital Life: Practical Tips for Digital Organization Do you ever find yourself drowning in digital clutter? In today's fast-paced world, it's easy to feel overwhelmed by the constant influx of information bombarding us from all d…