Ask Ralph Blog

5 Financial Pitfalls to Avoid in Retirement Retirement is a phase of life that many of us look forward to—a time to relax, enjoy the fruits of our labor, and spend time doing the things we love. However, it's essential to be mindful of potent…

Cultivating a Vibrant Prayer Life: A Guide to Deepening Your Connection with God Do you ever feel like your prayer life is running on empty? Like you're just going through the motions without really connecting with God. That's a feeling many of us …

Faithful Finances: A Christian Guide to Managing Money and Business In the bustling world of finance and entrepreneurship, intertwining personal faith with business practices often seems like walking a tightrope. However, my recent interview with W…

Financial Harmony in Marriage: A Path to Unity in Money Matters Have you ever found yourself and your spouse at odds when it comes to money matters? It's a common scenario for many couples, where financial disagreements can lead to stress and confl…

Demystifying Quarterly Tax Payments: A Financial Wisdom Journey with Ralph Have you ever found yourself overwhelmed by the complexity of quarterly tax payments? Do you dread sorting through intimidating notices from the IRS or feel puzzled over the…

The Dollar Store Dilemma: Unveiling the Truth Behind Dollar Stores In today's society, dollar stores have become a ubiquitous presence in many neighborhoods, offering seemingly unbeatable deals and a wide array of products at incredibly low prices.…

Embracing Accessibility: A Guide to Making Your Devices Work Better for You In today's fast-paced digital world, technology plays a significant role in our daily lives. From smartphones to computers, and tablets, these devices have become essential…

Finding Harmony Together: Balancing Business and Marriage - Insights from a Christian Entrepreneur Do you ever find yourself engulfed by the demands of your business, leaving little to no room for quality time with your spouse? Balancing the pursui…

Finding Peace in the Storm: Lessons from Mark 4 In life, we all face storms that rock our boats, threatening to capsize our faith and leave us feeling overwhelmed. The sudden crises that come out of nowhere can test our strength and resilience. But…

Navigating Retirement Savings During Job Changes: Tips and Insights Are you in the midst of changing jobs or considering a switch in your career path? If you have accumulated retirement savings in a 401k or other employer-sponsored plan and are uns…