In this episode, host Ralph Estep, Jr. discusses 10 myths about retirement and debunks them. He covers topics such as the misconception that retirement means no work, the reliance on Social Security for all expenses, the imp…
In this episode of Ask Ralph, the host, Ralph Estep Jr., discusses the topic of "Getting a Mortgage After Bankruptcy." He acknowledges that declaring bankruptcy can have a significant impact on one's finances, including a dr…
In this episode of Ask Ralph, host Ralph Estep Jr. addresses the common struggle of finding motivation as a small business owner and offers a solution: focusing on core competencies instead of chasing after the competition. …
In this episode of Ask Ralph, we explore the topic of raising your credit score by 200 points in less than five years. Host Ralph Estep Jr. breaks down the importance of credit scores and shares valuable insights on achievin…
In this episode of the Ask Ralph show, host Ralph Estep, Jr. discusses the retirement anti-bucket list – 10 experiences retirees don't want to encounter. He starts by addressing the misconception that one must work until a s…