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Ask Ralph: Christian Finance

Motivational Monday Episodes

Aug. 5, 2024

How am I going to pay for the childrens college education?

Are you worried about how to fund your children's college education? Feeling overwhelmed by the financial burden and looking for guidance from a Christian perspective? Tune in to this episode of the Ask Ralph Podcast with Ra…
July 29, 2024

Should you get a home equity loan or a home equity line of credit?

When considering tapping into your home equity, have you ever felt unsure whether to opt for a home equity loan or a home equity line of credit (HELOC)? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. a…
July 22, 2024

How do I repair my bad credit?

Is a bad credit score dragging you down and making it hard to reach your financial goals? Fixing bad credit might seem tough, but it doesn't have to be. Tune into Ralph Estep, Jr. on the Ask Ralph Podcast for clear steps to …
July 15, 2024

How do I select the credit card which is best for me?

Are you confused by all the credit card offers you get? Do you want to use credit cards wisely without getting into debt? It can be hard to pick the right card when there are so many choices and rewards. If you're new to cre…
July 8, 2024

What are the ten money habits which are hurting my relationships?

Are money issues straining your relationships? You're not alone. From financial infidelity to impulsive spending, these destructive patterns are silently eroding trust and intimacy in households across America. But what if t…
July 1, 2024

What is a home warranty and should I have one?

Are you tired of worrying about expensive home repairs and replacements that could cost thousands of dollars? Have you ever wondered if there was a way to get peace of mind when owning a home? Tune in to this episode of the…
June 24, 2024

Are Credit Counseling Services Really a Scam or Do They Help People in Debt?

When you're overwhelmed by debt, credit counseling services can seem like a lifeline. But how do you know if they're legitimate or just another scam? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as h…
June 17, 2024

How to Navigate Credit Card Offers Wisely and Avoid Common Traps

Have you ever been enticed by a credit card offer that seemed too good to be true? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he dives into the world of credit card perks, helping you separate t…
June 10, 2024

Debt Free: Bankruptcy And Debt Management To Overcome Your Financial Burden

Are you drowning in debt with no end in sight? Do collection calls have you constantly stressed? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses the complex world of debt management and …
June 3, 2024

From Grief to Guidance: Managing Inherited Property

Dealing with inheriting a house from a loved one can be an overwhelming process filled with emotions and uncertainties. Join Ralph Estep, Jr., and learn to navigate your emotions of grief to managing inherited property. Be G…
May 27, 2024

Avoiding Financial Pitfalls in Retirement

Are you prepared to sidestep financial pitfalls in retirement? Join Ralph Estep, Jr., and learn how to break bad money habits and enjoy a blissful retirement. Avoiding Financial Pitfalls in Retirement: Insights from Ralph Es…
May 20, 2024

Balancing Business and Marriage: Practical Insights for Christian Entrepreneurs

Need tips on balancing business growth with a healthy marriage? Join Ralph Estep, Jr., as he dives into real-world experiences and biblical insights and how to cherish and grow your marriage as well as your business.
May 13, 2024

The Art of Building Relationships: A Path to Prosperity

Seeking insights on building strong relationships for financial success? Join Ralph Estep, Jr., as he delves into the art of building relationships from a Christian perspective. Discover practical tips and biblical wisdom to…
May 6, 2024

Social Security Benefits from Divorce

Did you know that even if you were married for just 10 years, you might qualify for Social Security benefits based on your ex's earnings record? Dive into the complexities of claiming ex-spousal benefits with Ralph Estep, Jr…
April 29, 2024

Habits of Highly Resilient People

Dive into the habits of highly resilient people with Ralph Estep, Jr., in our newest episode. From cultivating a growth mindset to building a strong support network – learn how to thrive in the face of adversity! Ralph gives…