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Ask Ralph: Christian Finance

Motivational Monday Episodes

April 22, 2024

Stewarding Your Benjamins

Join Ralph Estep Jr., as he gives you a plan to stewarding your Benjamins. Break free from the bondage of debt and control your finances instead of your finances controlling you! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VE…
April 15, 2024

Should I cosign for a loan?

Considering should I cosign for a Loan? Join Ralph Estep, Jr., as he dives deep into the risks and implications of being a cosigner. Protect your financial future!
April 8, 2024

Big Hairy Audacious Goals and Green Light Thinking

Unlock your potential with BHAG's! Join me on a journey of faith and ambition as we explore big, hairy, audacious goals. From financial freedom to impacting communities, discover how faith can fuel your dreams.
April 1, 2024

Frugal Tips from Growing Up Poor

Curious about how growing up poor can teach essential financial lessons? Discover the power of frugality as Ralph Estep Jr., share tips from budgeting to gratitude, we cover it all.
March 25, 2024

5 Ways to Payoff Credit Cards

Struggling with credit card debt? Join Ralph Estep, Jr., as he shares 5 practical steps to help you conquer and payoff credit cards for good!  Please share our Podcast with all your friends and family!
March 18, 2024

Private Mortgage Insurance

Want to free up cashflow and eliminate unnecessary expenses in your mortgage payments? Listen to Ralph Estep, Jr., as he discusses Private Mortgage Insurance (PMI) to discover practical tips for getting rid of this costly ad…
March 11, 2024

Prepaying Your Mortgage

Discover the Secrets of Prepaying your mortgage and how you can save thousands of dollars over the life of the loan and have your home paid off in far fewer years.
March 4, 2024

23 Frugal Habits

Find out how to make intentional choices that can lead to a more fulfilling and financially secure life. Discover 23 frugal habits that align with your values in our latest podcast episode.
Feb. 26, 2024

Reigniting a Passion in Your Business

Ralph discusses the common challenge of losing motivation and passion in running a small business. He shares strategies for reigniting a passion in your business.
Feb. 19, 2024

Setting SMART Financial Goals

Join Ralph Estep Jr as he speaks about setting smart financial goals to achieve financial success. It introduces the concept of SMART goals (Specific, Measurable, Achievable, Relevant, Time-Bound) and provides examples of ho…
Feb. 12, 2024

Financing Your Home - Here are the Basics

Ralph Estep Jr advises on financing your home, discussing the pre-approval process, house hunting, applying for a mortgage and going through the underwriting procedure.
Feb. 5, 2024

Overcoming Fear of Failure: Taking Risks in Business and Finance

In this episode of the 'Ask Ralph' podcast, host Ralph Estep, Junior, discusses how overcoming the fear of failure can unlock greater levels of success in business and personal finance. He proposes eight concrete steps: embr…
Jan. 29, 2024

10 Myths about Retirement

In this episode, host Ralph Estep, Jr. discusses 10 myths about retirement and debunks them. He covers topics such as the misconception that retirement means no work, the reliance on Social Security for all expenses, the imp…
Jan. 22, 2024

There's Hope for Getting a Mortgage After Bankruptcy

In this episode of Ask Ralph, the host, Ralph Estep Jr., discusses the topic of "Getting a Mortgage After Bankruptcy." He acknowledges that declaring bankruptcy can have a significant impact on one's finances, including a dr…
Jan. 15, 2024

Using Your Core Compentencies to Manage Business Success

In this episode of Ask Ralph, host Ralph Estep Jr. addresses the common struggle of finding motivation as a small business owner and offers a solution: focusing on core competencies instead of chasing after the competition. …