Join Ralph Estep Jr., as he gives you a plan to stewarding your Benjamins. Break free from the bondage of debt and control your finances instead of your finances controlling you! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VE…
Considering should I cosign for a Loan? Join Ralph Estep, Jr., as he dives deep into the risks and implications of being a cosigner. Protect your financial future!
Unlock your potential with BHAG's! Join me on a journey of faith and ambition as we explore big, hairy, audacious goals. From financial freedom to impacting communities, discover how faith can fuel your dreams.
Curious about how growing up poor can teach essential financial lessons? Discover the power of frugality as Ralph Estep Jr., share tips from budgeting to gratitude, we cover it all.
Struggling with credit card debt? Join Ralph Estep, Jr., as he shares 5 practical steps to help you conquer and payoff credit cards for good! Please share our Podcast with all your friends and family!
Want to free up cashflow and eliminate unnecessary expenses in your mortgage payments? Listen to Ralph Estep, Jr., as he discusses Private Mortgage Insurance (PMI) to discover practical tips for getting rid of this costly ad…
Discover the Secrets of Prepaying your mortgage and how you can save thousands of dollars over the life of the loan and have your home paid off in far fewer years.
Find out how to make intentional choices that can lead to a more fulfilling and financially secure life. Discover 23 frugal habits that align with your values in our latest podcast episode.
Ralph discusses the common challenge of losing motivation and passion in running a small business. He shares strategies for reigniting a passion in your business.
Join Ralph Estep Jr as he speaks about setting smart financial goals to achieve financial success. It introduces the concept of SMART goals (Specific, Measurable, Achievable, Relevant, Time-Bound) and provides examples of ho…
Ralph Estep Jr advises on financing your home, discussing the pre-approval process, house hunting, applying for a mortgage and going through the underwriting procedure.
In this episode of the 'Ask Ralph' podcast, host Ralph Estep, Junior, discusses how overcoming the fear of failure can unlock greater levels of success in business and personal finance. He proposes eight concrete steps: embr…
In this episode, host Ralph Estep, Jr. discusses 10 myths about retirement and debunks them. He covers topics such as the misconception that retirement means no work, the reliance on Social Security for all expenses, the imp…
In this episode of Ask Ralph, the host, Ralph Estep Jr., discusses the topic of "Getting a Mortgage After Bankruptcy." He acknowledges that declaring bankruptcy can have a significant impact on one's finances, including a dr…
In this episode of Ask Ralph, host Ralph Estep Jr. addresses the common struggle of finding motivation as a small business owner and offers a solution: focusing on core competencies instead of chasing after the competition. …