How to Organize Your Financial Documents: A Complete Guide This video provides practical advice on organizing financial documents effectively, emphasizing the importance of creating a system that keeps your records safe and accessible. It covers the recommended retention times for various documents, including tax records (seven years), bank and investment…
Organizing Financial Records: A Comprehensive Guide This video provides detailed advice on organizing financial documents to avoid confusion and make informed decisions. The host discusses the importance of keeping digital or paper copies of tax returns, bank statements, medical receipts, and other financial documents for specific periods, generally recommending a…
The Tipping Dilemma: Unpredictable, Involuntary, and Unfair? The script addresses the growing concerns around tipping, emphasizing its unpredictability, involuntary nature, and the unfairness to servers who rely on customer whims for fair wages. It criticizes the shift from tipping being a voluntary token of appreciation for good service to a…
Navigating the Challenges of TIPFLATION: A Christian Perspective on Tipping This episode delves into the increasingly common practice of excessive tipping or 'TIPFLATION,' examining its impact on consumers and service providers. The host shares personal anecdotes to highlight the issue and provides insights from a Christian perspective on handling this…
Easily Set Up Your IRS Online Account with ID.me Verification: A Step-by-Step Guide This episode of our Technology Tuesday show guides listeners through the step-by-step process of creating an IRS online account using the new ID.me verification system. It emphasizes the simplicity and benefits of having an IRS account, such…
Mastering Your Finances with Faith: A Guide to Biblical Financial Stewardship This motivational podcast episode hosted by Ralph from the Estep Farm at the Saggio Accounting studio is dedicated to helping listeners take intentional control of their finances through a Christian perspective. The show delves into the concept of stewardship,…
Aligning Finances With God's Vision: A Guide to Faithful Stewardship The script emphasizes the importance of aligning one's financial habits with God's vision to alleviate money stress. It suggests that cultural pressures often lead individuals away from what is truly wanted for them by God. To remedy this, it advises…
Overcoming Worry with Spiritual and Practical Wisdom This episode of the spiritual Sunday show delves into the Bible's guidance on overcoming worry and embracing a life of peace and purpose, as intended by God. The host from the Estep Farm and the Saggio Accounting studio shares insights into the detrimental…
Unlocking the Benefits of Credit Builder Loans This video discusses the advantages of credit builder loans, emphasizing their role in establishing and improving credit scores. It highlights three main benefits: building a strong credit foundation through on-time payments, the low-risk nature of the loans since the funds are kept in…
Understanding Credit Builder Loans from a Christian Perspective This episode delves into the concept of credit builder loans, aiming to explain what they are, their benefits and drawbacks, and how they align with Christian financial stewardship principles. It starts with defining credit builder loans as tools for individuals with little…
Navigating Inherited Savings Bonds: A Christian Financial Guide This script covers the essentials of managing inherited savings bonds from a Christian perspective. The host discusses the importance of stewarding this inheritance wisely to honor the legacy of the loved one who passed it down. Key topics include understanding what savings…
How to Spot and Avoid Tax Scams: Tips and Advice This episode of 'Tax Talk Thursday' delves into the topic of tax scams, providing listeners with knowledge on how to identify these fraudulent schemes and protect their finances. The host covers the various methods scammers use, such as impersonating IRS…
Navigating the World of Outrageous Products with a Touch of Humor and Wisdom In this episode of the Ask Ralph podcast titled 'Wacky Wednesday,' Ralph explores a variety of bizarre and outlandish products available in the market, ranging from kitchen gadgets and health & beauty items to pet products and…
Is Food Delivery Worth It? Unpacking the Financial Reality This video explores the financial viability of driving for food delivery services like DoorDash, GrubHub, and Uber Eats as a side hustle. The host discusses the basic earning model of these platforms, including the pay per delivery and tips, and highlights…
Navigating the Risks of Co-signing Loans: A Guide to Wise Decision-Making This episode of Motivational Monday explores the significant implications of co-signing a loan for someone else, emphasizing the need for careful consideration, wisdom, and discernment. The host covers the pitfalls of co-signing, how it works, protective steps if you…
Finding Financial Freedom Through Faith: Join the Journey with Ask Ralph The Ask Ralph podcast is a faith-based resource aimed at helping Christians manage their finances in a way that honors God. Hosted by Ralph Estep, Jr., an accountant, business coach, podcast host, author, and cattle farmer with a deep…
Finding Peace and Purpose: Trusting in God's Plan The script encourages viewers to worry less and trust God more to achieve a life of peace, joy, and purpose. By referencing Philippians 4:7, it highlights the importance of letting go of anxieties to fully embrace the passion and purpose God has…
Finding Peace and Purpose: Trusting in God's Plan The script encourages viewers to worry less and trust God more to achieve a life of peace, joy, and purpose. By referencing Philippians 4:7, it highlights the importance of letting go of anxieties to fully embrace the passion and purpose God has…
Honoring God by Praying for Our Leaders: Spiritual Sunday Message This episode explores the Christian duty to pray for leaders, even those whose actions seem contrary to biblical values. The host discusses how, as Christians, we are called to pray for all people in authority as per 1 Timothy chapter…