Videos

Unlocking Financial Freedom Through Faith This episode delves into the significant impact of Jesus' sacrifice on the cross, focusing on how it applies to financial freedom for believers. It emphasizes the complete forgiveness of our debts, both spiritual and financial, through Jesus' death and offers practical advice on living a…

Maximizing Your Rental Property Returns: Accounting Tips and Tax Advice This episode provides valuable insights for rental property owners or those considering entering the rental business, focusing on the importance of proper accounting practices to maximize tax deductions and avoid complications. It covers topics such as the necessity of tracking…

Understanding Admitted vs Non-Admitted Insurance Companies: Protect Your Assets Wisely This episode explores the crucial distinctions between admitted and non-admitted insurance companies, particularly in the context of challenges faced by homeowners in coastline areas like South Carolina facing high insurance costs due to environmental risks. A listener's inquiry about finding…

Navigating Roth IRA Conversions: Master Your Finances with a Christian Perspective In this episode of the 'Ask Ralph' podcast, Ralph addresses a listener's question about converting traditional IRA accounts to Roth IRA accounts, focusing on the financial and tax implications. He explains that Roth IRA conversions involve transferring pretax funds…

Wacky American Laws That'll Make You Do a Double-Take! In this episode of the Ask Ralph Podcast titled 'Wacky American Laws That'll Make You Do a Double-Take!', Ralph explores some of the most bizarre and inexplicable statutes affecting businesses across the USA, ranging from strange food bans to unusual business…

Protecting Yourself from AI Robocall Scams: A Christian Perspective In this episode of the Ask Ralph Podcast, Ralph discusses the rise of AI robocalls, exploring how advancements in artificial intelligence are making these scams more sophisticated and harder to detect. He emphasizes the importance for Christians to be vigilant in…

Frugal Living: Harnessing Financial Wisdom from Hardship This episode delves into frugal living lessons derived from financial hardships experienced during childhood, emphasizing how these experiences can serve as valuable lessons in financial stewardship. The host shares personal anecdotes and insights from both a prosperous and modest upbringing, illustrating the importance…

Achieving Financial Freedom through Faith This script discusses how Jesus' sacrifice on the cross removes not just spiritual debt but also impacts our financial well-being, relieving followers from the burden, guilt, and condemnation associated with monetary debt. It emphasizes how faith in Jesus positions believers to experience financial freedom, drawing…

Rekindling Your Spiritual Connection: Practical Tips for Intentionally Choosing Christ This video episode focuses on nurturing and revitalizing one's relationship with God amidst the hustle and bustle of modern life. Released on Easter Sunday, it emphasizes the significance of Christ's resurrection and victory over death as a cornerstone of Christian…

Are your personal and business finances mixed up? It's time to make a change! Join Ralph Estep Jr., as he shares actionable steps to divide your money, protect your assets, and avoid financial disaster. Listen now for valuable insights on keeping personal finances separate from your business. LISTEN NOW Please…

Dealing with taxes after a loved one's passing? Let's navigate this together! Join Ralph Estep, Jr., as he breaks down death and taxes and provides a roadmap for managing the process during this emotional time. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions…

Struggling with credit card debt? Join Ralph Estep, Jr., as he shares 5 practical steps to help you conquer and payoff credit card debt for good! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at…

Guard Your Heart: The Impact of Selective Content Consumption The script emphasizes the importance of being selective about the content we consume, linking it directly to how it shapes our thoughts, attitudes, and actions. It advises limiting time on social media and secular TV while encouraging the consumption of books…

Feeling overwhelmed with finances? Our podcast episode "Give it over to God" provides a roadmap to align your financial goals with God's purpose. Take the first step towards financial freedom today! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future…

Considering a reverse mortgage? Our latest episode dives deep into the pros, cons, and steps to take before making this financial decision. Join Ralph Estep Jr, as he works on deciphering reverse mortgages. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas…

Unraveling the mystery of medical expense deductions! Join Ralph Estep, Jr., as he breaks down what you can and can't deduct on your taxes. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at ralph@askralph.com or…

Did you make a mistake on your tax return? Don't worry, it happens to the best of us. Join Ralph Estep, Jr., as he discusses correcting tax filing errors and getting penalties removed. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas…

Curious about the most ridiculous business expenses people have tried to deduct? Join Ralph Estep, Jr., as he uncovers some jaw-dropping stories and practical tax tips! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at…

Want to free up cashflow and eliminate unnecessary expenses in your mortgage payments? Listen to Ralph Estep, Jr., as he discusses Private Mortgage Insurance (PMI) to discover practical tips for getting rid of this costly add-on. Save thousands of dollars - don't miss this episode. LISTEN NOW Please share our…

Treasures in Heaven: Understanding Jesus' Teachings in Matthew 6 This script covers Jesus' teachings in Matthew 6:19-21, part of the Sermon on the Mount, where He emphasizes the importance of valuing eternal treasures in heaven over earthly possessions. Jesus warns against the temporary nature of material wealth, which is susceptible…

Ready to transform your financial situation in Jesus' name? Join Ralph Estep, Jr., as he dives into the power of faith and biblical principles for healing your finances. Ralph provides actionable, biblical based steps to heal your finances in Jesus Name. LISTEN NOW Please share our Podcast with all your…

Join us on the Ask Ralph Show as we unravel the Employee vs. Independent Contractor dilemma in the new rules effective from March 11th, 2024! Learn how to navigate the complex world of worker classification and protect your business interests. LISTEN NOW Please share our Podcast with all your friends…

Exploring Inherited IRA Rules! Unravel the complexities of managing an Inherited IRA with our latest podcast episode. Learn about distribution options, tax implications, and actionable advice to optimize your inheritance. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows…

Have you ever been puzzled by an IRS notice? Discover how the IRS has simplified their notices to make things clearer and easier for you to understand. Join Ralph Estep, Jr., as he reviews the simpler IRS notices and how to effectively respond to them. LISTEN NOW Please share our…