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Dec. 19, 2023

Time To Select A New Accountant?

Now is the time to find a new Accountant if you are looking to make a change. As we make our New Year's resolutions - now is a great time to resolve to get your books in order. Ralph Estep, Jr., explores why to select a new accountant and what…

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Dec. 18, 2023

The Best Options When You Owe The IRS

People tend to panic when they owe the IRS, but Ralph Estep, Jr., provides the best way to reduce the stress and the remove the fear of the process. It's not something to ignore or put-off and there are steps which everyone should take when they find themselves owing the…

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Dec. 17, 2023

Choosing An Accountant To Handle Your Payroll

Payroll is may be a daunting task and if you make mistakes there are significant penalties for not handling payroll correctly. Ralph Estep, Jr., explores why selecting an accountant to handle payroll is so important and explores some of the problems created when errors are made in payroll processing. Submit…

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Dec. 16, 2023

Demystifying Business Valuations

Join Ralph Estep, Jr., on today's Ask Ralph Show as he demystifyies business valuations. Ralph explores what is meant by a business valuation, why they are important and how the process works.

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Dec. 15, 2023

Year-End Tasks to Ensure Your Records Are In Order

Join Ralph Estep, Jr., on today's show as Ralph explores the best year-end tasks to perform when using QuickBooks online to ensure you are ready for tax preparation. Ralph shares specific actions that all businesses should take at year-end.

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Dec. 13, 2023

Should I Pay Off My Mortgage With Retirement Funds?

Join Ralph Estep, Jr., on today's Ask Ralph Show as he answers the question - Should I Pay Off My Mortgage With Retirement Funds? Ralph explores the potential consequences as well as tax costs of such a move.

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Dec. 12, 2023

Second Mortgages - What are they and how do they work?

Join Ralph Estep, Jr., on today's show as we explores Second Mortgages. Ralph has a discussion about the types of second mortgages as well as the application process. He also delves into the pros and cons of these loans.

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Dec. 11, 2023

Selecting An Accountant to Handle Your Taxes

Join Ralph Estep, Jr., on today's show as we discusses what to look for when selecting an accountant to handle your taxes and why choosing a licensed accountant is a better option that a simple tax preparer or online software.

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Dec. 9, 2023

Student Loans and Bankruptcy - Updated Rules

Join Ralph Estep Jr., on today's show as he discusses some Biden Administration updates to the laws related to including student loan debt in bankruptcy. Ralph discusses the new details related to these updated rules.

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Dec. 8, 2023

Retirement Savings for Gig Workers and the Self-Employed

Join Ralph Estep, Jr., on today's podcast as he explores some very efficient retirement savings for Gig workers and the self-employed. These are some great opportunities for retirement savings.

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Dec. 7, 2023

How to Give A Boost to your Charitable Giving

Join Ralph Estep Jr., on today's podcast as he provides some efficient ways to boost charitable giving and get some fantastic year-end tax savings.

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Dec. 6, 2023

Taxpayer Proactive Year-End Tax Planning

Join Ralph Estep, Jr., as he explores some great year-end tax planning strategies. Ralph will give some great ideas for taxpayers to reduce or limit their tax liability.

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Dec. 4, 2023

Exploring the Back Door Roth IRA

Join Ralph Estep, Jr., on today's podcast as he explores the Back Door Roth IRA. Ralph explains what it is and how may benefit from it. Don't miss today's episode and the potential tax benefits of the Back Door IRA.

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Dec. 2, 2023

The Latest News on the IRS 1099-K Reporting Changes

Join Ralph Estep Jr., on today's show as he explores some changes to the form 1099-K and explains how this not only a business issue, but will affect anyone who uses cash apps or other exchange platforms. Ralph explains the newest IRS press release and prepares listeners to it's implementation.

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Nov. 30, 2023

Part 2 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving...

Join Ralph Estep, Jr., as he continues his three part series on great money saving alternatives that allow you t continue enjoy life and do the things you thought you could no longer afford to do. Ralpj gives practical ideas to save money and still enjoy your life.

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Nov. 29, 2023

Part 1 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving...

Join Ralph Estep Jr., as he launches Part 1 of a three part series on the Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives. Ralph explores money saving options to allow you to continue to enjoy the things which you thought might have…

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Nov. 28, 2023

10 Ways to Save Money During the Holiday Season

Join Ralph Estep, Jr, on today's podcast as Ralph explores 10 Ways to Save Money During the Holiday Season. Ralph provides some very practical advice about how to have a stress-free and hopefully debt-free holiday season.

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Nov. 27, 2023

Consequences of Ignoring Your Credit Score

Join Ralph Estep, Jr., on today's podcast as he explores the consequences of ignoring your credit score. Ralph offers practical advice on how to improve your credit score and explores the costs of not honoring your credit.

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Nov. 26, 2023

The Financial Impact of Putting a Loved One in a nursing home

Join Ralph Estep Jr., on today's podcast as he explores the financial impact of putting a loved one in a nursing home. Ralph explores the difficult financial decisions which may need to be made during this highly emotional time and details the financial impact of these often overlooked impacts.

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Nov. 25, 2023

Top 10 Year End Business Tax Savings Ideas

Join Ralph Estep, Jr., on today's podcast as he explores the Top 10 Year End Business Tax Savings Ideas. If you are a business owner, Ralph will share critical steps you may be able to take at year-end to save on your taxes.

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Oct. 22, 2021

2021 Payroll Processing Update

Recorded Zoom meeting where we discussed some 2021 payroll processing updates.

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April 30, 2019

Stop Wasting Time at Work

A recent study taken by American workers found that only 11% of the respondents were able to complete all of their given tasks within the workday. A startling statistic, but one that rings understandable to most of us. On today's show, Ralph outlines some strategies for reducing delay, procrastination and…

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April 25, 2019

Estimated Tax Payments

The American tax system operates on a "pay as you go" basis, meaning, the IRS wants taxes paid as you earn your income, not after. For employees, this means payroll withholding. For retirees, this means opting for withholding on Social Security and retirement distributions. For the self-employed or operator outside…

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April 23, 2019

An Innocent Spouse

When filing a joint federal tax return, the law holds you and your spouse jointly responsible for the entire tax liability. What this means is that the IRS may collect the tax due from the both of you or either one of you, and is true regardless of future divorce…

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