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Dec. 6, 2018

Franchising Success: Before You Sign

The franchise agreement is the legal agreement that creates a franchise relationship between a franchisor and a franchisee. As a franchisee or prospective franchisee, the franchise agreement is the most critical document to your franchise investment. If you are promised something from a franchisor and you are relying on this…

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Dec. 5, 2018

Franchising Success: Disclosure Docs (Part 3)

To ensure that franchises are giving prospective franchisees the proper amount of information needed to make an educated decision, the agency mandates that a Franchise Disclosure Document (FDD) be provided to the prospective franchisee. On today's show, Ralph finishes his discussion of the Franchise Disclosure Document. Submit your questions or…

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Dec. 4, 2018

Franchising Success: Disclosure Docs (Part 2)

The FTC requires every franchisor to provide a franchise candidate an FDD which includes 23 Items and exhibits, including the franchisor financials and franchise agreement. The intent of disclosing this information is to enable the prospect to make an informed decision. Although each item is important, some are more important…

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Nov. 29, 2018

Franchising Success: FDD and Me

Franchising has been and from time to time can be, a shady business. In the past, due to a lack of protections and regulations regarding franchising, distrustful individuals have made use of franchising to run scams. As a result, the FTC requires the development and relay to all prospective franchise…

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Nov. 28, 2018

Franchising Success: Selecting a Franchise

With scores of franchise systems operating in dozens of industries, there is no shortage of choices for people interested in buying a franchise. At the same time, the numerous choices can make that decision a challenge for even the most determined would-be franchisee. On today's show, Ralph discusses the facts…

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Nov. 27, 2018

Franchising Success: Finding the Right Opportunity

When considering any new investment, you (should) have a million questions, and getting started in franchising is no exception. What is the best industry? What is the best model? What are the start-up costs for franchises? How do I finance the investment? These are all fair and important questions to explore and…

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Nov. 22, 2018

Franchising Success: Is it Right for You?

When determining whether or not franchising is the right path to business ownership for you, there are things that must be consider.To continue our series on franchising, Ralph discusses how best to weigh the options when choosing a franchise or to franchise in general on today's show. Submit your questions…

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Nov. 21, 2018

Franchising Success: Business Model

On today's show, we continue our series on 'Franchising Success' with a detailed discussion from Ralph into what types of business models exist for franchisors and how best to pick the right model for you. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us…

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Nov. 20, 2018

Franchising Success: The Costs

Multiple mistakes can deter your path to success when venturing into the franchisor field, but with insight and hard work, those missteps can become stepping blocks to growth. On today's show, Ralph continues our series with a review of associated costs that can pop up from taking the step to franchisor.…

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Nov. 15, 2018

Franchising Success: Pros & Cons

According to the International Franchise Association, the total number of franchises in the America is approximately 800,000 as of 2016 and employ about 9.1 million people. Franchising is no small business and should be decided carefully. On today's show we continue our 'Franchising Success' series with a discussion from Ralph on…

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Nov. 14, 2018

Franchising Success: The Basics (Part 2)

In part two of the basics of franchising as a part of our 'Franchising Success Series' that looks into the wonderful world of franchising, Ralph discusses ins and outs of beginning a franchise and how best to start on today's show!   Submit your questions or ideas for future shows,…

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Nov. 13, 2018

Franchising Success: The Basics

Franchising is a wonderful option for people wishing to enter into business for themselves. While many people succeed, many also fail for reasons the in a lot of cases can be planned for and overcome. On today's show, Ralph outlines the basics of franchising in the first part of our…

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Nov. 8, 2018

What's the New AMT?

In coordination with the recently passed tax reform laws rolled out by the Tax Cuts and Jobs Act, the alternative minimum tax or AMT has been revised! Good news for those taxpayers taken by AMT surprise. On today's show, Ralph outlines what the AMT is, how it works and what the…

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Nov. 6, 2018

Is Rent to Own Right for You?

Rent to own deals look and feel a lot like regular home buying, but renter-to-owners need to know the facts when making these decision. On today's show, Ralph talks about the risks and rewards of being in a rent to own relationship as a buyer or seller. Submit your questions…

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Nov. 1, 2018

Preparing for the Unexpected: Spouse Death

Among the risks that married couples face in retirement, this one is unavoidable: unexpectedly becoming a widow or widower. On today's show, Ralph discusses the difficult but important concept of financial preparation for couples when tragedy strikes. Submit your questions or ideas for future shows, tweet us at @askralphmedia or…

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Oct. 30, 2018

Renter's Insurance Basics

On today's show, Ralph continues his insurance FAQ series with a segment on renter's insurance by outlining what it is, how it helps and why it is a good idea for new and veteran renters. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us…

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Oct. 25, 2018

What is An Umbrella Policy?

On today's show, Ralph talks insurance, specifically umbrella policies both as the ultimate level of liability insurance but also as a fail-safe for your assets.  Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on…

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Oct. 23, 2018

Basics of Homeowner's Insurance

Are you looking to a home? On that gigantic to-do list, you should make sure to shop around for homeowner's insurance. On today's show, Ralph discusses the ins and outs of shopping around for homeowner's insurance. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email…

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Oct. 18, 2018

Inherited IRAs by a Non-Spouse

On today's show, Ralph discusses the need to know elements of inherited IRAs by non-spouses which can create opportunities for its recipients and risks come tax time. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow…

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Oct. 16, 2018

Great Debate: Contractor vs. Employee

Individuals who work for themselves are treated differently than employees, but the distinction is sometimes very hard to make. After the passage of the 2017 Tax Act and the possible benefits of contractor labor classification, the IRS will most likely be on the lookout for individuals switching their worker status.…

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Oct. 11, 2018

Cancellation of Debt Triggers Income

Owners, borrowers, and guarantors must consider tax implications when seeking debt relief, as many strategies may trigger cancelation of debt (commonly known as COD). On today's show, Ralph outlines what cancellation of debt means for your tax-time bottom line. Submit your questions or ideas for future shows, tweet us at…

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Oct. 9, 2018

The Risk in Using Free Charging Stations

On today's show, Ralph discusses the dangers of using public USB charging stations and what you need to know to keep yourself and your data dafe. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us…

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Oct. 4, 2018

What is Step-Up Basis?

A step-up in basis can be a very good thing at tax time. The term relates to capital gains tax and can save you considerable money should you ever decide to sell an asset or property that you've inherited. On today's show, Ralph gives the run-down on  step-up basis to save you…

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Oct. 2, 2018

10 Car Insurance Terms to Know

On today's show, Ralph talks car insurance and outlines the top ten terms to know. Learning these basic terms will better your bottom line! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter…

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